In our current economics, you should always watch your $$. Prices on many things are starting to go up fast in prices - groceries, petrol, Household costs, etc. Get back to basics and adjust your spendings, think of what you need vs. what you want is a good start.

Creating a Budget!
Not many people realize how much they are spending before they have a budget. For example - I used to spend my earnings on may things, and slowly found that my money had drained. I created a budget for each item category I wanted and it's working out really well!

Charity
Okay, this is the complete opposite of saving. Donating money to different Charities is always good it most peoples eyes. It helps other people, and makes you feel good. But, donating to Charity also helps you realise the importancy of money. Giving it to others helps you be more conscious of your spendings.

Always pay the bills on time!
This might not apply to most of you, but paying your bills late will always bite you on the ass. This links to a budget where you should be creating a "bills" budget.

Make your own lunch
Don’t you know how much money you can save by making your own luch ?! If you worry what others think of you because you bring lunch, don't be! Bringing your own lunch will save $100's in the end!

Cut back on Espressos!(Excludes Haru)
Alright, the original home 2 minute coffee doesnt taste as good as a coffee from a shop, but in the end it will be saving you enough to buy that TV you wanted!

AND ALWAYS REMEMBER
SAVE ATLEAST 20% OF EACH PAY!
SAVE
SAVE
SAVE
SAVE